About calculox

India's premium free calculator platform – built for accuracy, speed & simplicity.

Our Mission

At calculox, our mission is to empower every Indian with access to accurate, free, and easy-to-use financial, health, and utility calculators. We believe financial literacy and smart decision-making should not be restricted by expensive tools or complex processes.

Investment & Wealth Planning

Plan your financial future with SIP Calculator (systematic investment returns), CAGR Calculator (growth rate analysis), FD Calculator (fixed deposit maturity), RD Calculator (recurring deposit tracking), and Simple Interest Calculator (loan & deposit interest).

Loans & Real Estate Decisions

Make informed housing decisions with EMI Calculator (loan repayment schedules), Home Loan vs Rent Calculator (buy vs rent break-even analysis), and understand your monthly payment obligations with detailed amortization schedules.

Tax & Business Planning

Optimize your finances with Income Tax Calculator (FY 2024-25 slabs, new vs old regime, 9+ deductions), GST Calculator (add/remove tax at all rates), Profit Margin Calculator (cost-driven & price-driven pricing with GST impact), and Percentage Calculator (6 modes for business calculations).

Health & Wellness

Monitor your health with BMI Calculator (Body Mass Index with WHO health categories and personalized tips for your weight category).

Advanced Tools

Scientific Calculator (Casio ClassWiz-style with 4 engines: Standard, Complex Numbers, Matrix Operations, and Statistical Analysis) for students, engineers, and professionals.

What We Offer (14 Calculators)

Why Choose calculox?

Lightning Fast

Instant calculations with no delays or loading screens.

100% Accurate

Verified formulas used by financial professionals.

Mobile Friendly

Works perfectly on all devices – phone, tablet, desktop.

Completely Free

All calculators are free forever. No registration needed.

Made for India

Tailored for Indian tax laws, RBI rates & financial norms.

Dark Mode

Easy on the eyes with full dark mode support.

How We Verify Our Formulas

Every calculator on calculox is built from official government and regulatory sources — not third-party references or user-submitted data. Before publishing, each formula is cross-checked against the primary source document listed below.

Reserve Bank of India (RBI)

Used in: EMI Calculator, FD Calculator, RD Calculator, Simple Interest Calculator

Loan amortization formula P×R×(1+R)^N/((1+R)^N−1), compound interest conventions, and lending rate guidelines.

Finance Act 2025-26 & Income Tax India

Used in: Income Tax Calculator

Tax slabs, rebate u/s 87A, deductions u/s 80C/80D/80CCD(1B), and new vs old regime comparison.

SEBI & AMFI

Used in: SIP Calculator, CAGR Calculator, Retirement Calculator

SIP compounding methodology, CAGR benchmark standards, and NISM retirement planning framework.

GST Council / CBIC

Used in: GST Calculator

CGST/SGST/IGST rate schedule (0%, 5%, 12%, 18%, 28%) per GST Council notifications.

WHO & ICMR

Used in: BMI Calculator

WHO global BMI classifications (18.5/25/30 kg/m²) combined with ICMR cutoffs for the Indian population.

Calculations are for informational purposes only and do not constitute financial, tax, or medical advice. Consult a qualified professional for decisions based on your specific situation.

Built by a developer, for Indian users

NM
Narasimha Makireddi

Software Developer · Founder

I built calculox.in after finding that most free calculators didn't handle India's tax rules, RBI guidelines, or SEBI norms correctly. All 14 calculators are built from scratch with formulas sourced from official government publications. I'm not a CA or CFP — this is a technology platform providing tools, not financial advice.

Get in Touch

Have feedback, suggestions, or found a bug? I'd love to hear from you.

supportcalculox@gmail.com